Fraud and Risk Management
The proprietary FRsK FirstTM risk management system from Instant Accept provides a sophisticated suite of fraud detection and prevention options. Each transaction submitted can be filtered through a comprehensive series of fraud detection rules to determine potential risk.
Fear of fraud shouldn’t paralyze your business. Fight fraud and free your business to grow.
IP Blocking and
Country of Origin
Credit Card Numbers
In addition to blocking entire countries you can also block individual transactions based on the consumer’s billing address.
Payment Gateway Fraud Protection Features
While both Instant Accept and QuickBooks® create a tool for managing the end-to-end financial aspects of merchants businesses, there is one thing neither can prevent – FRAUD. And the volume of fraudulent transactions continues to increase as more and more companies conduct business online or offer customers the ability to make purchases through mobile devices, making it easier than ever for hackers and cyber-criminals to gain access to your business and customers personal data. For merchants, this can put their entire business at risk of either being banned from doing internet business or having their merchant account closed and put on TMF Match.
Recognizing this, Instant Accept has worked toward taking advantage of leading fraud technology solutions allowing businesses the ability to protect themselves from fraudulent transactions and the people behind them. The Fraud Protection utilities within the Instant Accept system gives you the ability to implement safety precautions when accepting any type of transaction. Because of the inherent risks associated with accepting credit card and ACH transactions, the FRsK First™ suite of tools have been designed to help you prevent fraud. Instant Accept provides a secure real-time batch, credit card, Pin Debit, and ACH payment processing for card-present and card-not-present (CNP) merchants. Since the payment gateway is built-in to Instant Accept SaaS, our clients are protected with our PCI Level 1 and SAS70 certified multi-location redundancy in our gateway.
FRsK First™ Features:
Automatic Merchant Fraud Protection
In addition to the merchant-initiated protection mechanisms, several automatic features have been incorporated into the Merchant Fraud Protection module to block out customers exhibiting suspicious buying behaviors, including:Customers using Instant Accept through the payment gateway integration have built-in fraud tools that can be activated by simply checking a box. Each transaction submitted can be filtered through a comprehensive series of fraud prevention rules to determine potential risks. Configuration of these rules is under your complete control.
Cyber criminals are more sophisticated than ever when it comes to conducting fraudulent transactions and accessing sensitive credit card data. Instant Accept works with some of the most cutting-edge fraud solutions to date. This protects your QuickBooks® databases and records, keeping every transaction safe and secure.
Run Your Business— Without Fear of Fraud
The User Profile feature allows the merchant to process returning customers without the need to store sensitive and confidential customer information on the merchant’s server. Storing sensitive information requires secure servers, in addition to various certifications. Instant Accept is CISP (Visa’s Cardholder Information Security Program) certified.
Get In Touch Now
Start protecting your business and your customers by starting a free trial of Instant Accept and find out how we can help protect merchants from fraud.