Fraud Prevention

Features

Fraud and Risk Management

The proprietary FRsK FirstTM risk management system from Instant Accept provides a sophisticated suite of fraud detection and prevention options.  Each transaction submitted can be filtered through a comprehensive series of fraud detection rules to determine potential risk. 

Fear of fraud shouldn’t paralyze your business. Fight fraud and free your business to grow.

IP Blocking and
Country of Origin

Allows a merchant to identify a country or list of countries from which they want to accept or reject all transactions.

Credit Card Numbers

You may block any credit card number and you can look up credit card numbers of problem clients with the Account Management and Reports tools.

Customer Name

Adding a customer name to your database is performed in the same manner as adding credit card numbers.

Billing Address

In addition to blocking entire countries you can also block individual transactions based on the consumer’s billing address.

Payment Gateway Fraud Protection Features

While both Instant Accept and QuickBooks® create a tool for managing the end-to-end financial aspects of merchants businesses, there is one thing neither can prevent – FRAUD. And the volume of fraudulent transactions continues to increase as more and more companies conduct business online or offer customers the ability to make purchases through mobile devices, making it easier than ever for hackers and cyber-criminals to gain access to your business and customers personal data. For merchants, this can put their entire business at risk of either being banned from doing internet business or having their merchant account closed and put on TMF Match.

Recognizing this, Instant Accept has worked toward taking advantage of leading fraud technology solutions allowing businesses the ability to protect themselves from fraudulent transactions and the people behind them. The Fraud Protection utilities within the Instant Accept system gives you the ability to implement safety precautions when accepting any type of transaction. Because of the inherent risks associated with accepting credit card and ACH transactions, the FRsK First™ suite of tools have been designed to help you prevent fraud. Instant Accept provides a secure real-time batch, credit card, Pin Debit, and ACH payment processing for card-present and card-not-present (CNP) merchants. Since the payment gateway is built-in to Instant Accept SaaS, our clients are protected with our PCI Level 1 and SAS70 certified multi-location redundancy in our gateway.

FRsK First™ Features:

Automatic Merchant Fraud Protection

In addition to the merchant-initiated protection mechanisms, several automatic features have been incorporated into the Merchant Fraud Protection module to block out customers exhibiting suspicious buying behaviors, including:Customers using Instant Accept through the payment gateway integration have built-in fraud tools that can be activated by simply checking a box.  Each transaction submitted can be filtered through a comprehensive series of fraud prevention rules to determine potential risks. Configuration of these rules is under your complete control.

Cyber criminals are more sophisticated than ever when it comes to conducting fraudulent transactions and accessing sensitive credit card data. Instant Accept works with some of the most cutting-edge fraud solutions to date. This protects your QuickBooks® databases and records, keeping every transaction safe and secure.

 

Customers using InstantAccept with payment gateway integration also have access to some of the most powerful merchant fraud prevention tools available. Using these tools is as simple as signing up, and configuration is simple and totally customizable.

Run Your Business— Without Fear of Fraud

Customers using Instant Accept through the payment gateway integration have built-in fraud tools that can be activated by a simply checking a box.  Each transaction submitted can be filtered through a comprehensive series of fraud prevention rules to determine potential risk. Configuration of these rules is under your complete control using our user-friendly Online Merchant Center merchant administration website.

Tokenization

The User Profile feature allows the merchant to process returning customers without the need to store sensitive and confidential customer information on the merchant’s server. Storing sensitive information requires secure servers, in addition to various certifications. Instant Accept is CISP (Visa’s Cardholder Information Security Program) certified.

SSL Technology

The SSL security protocol provides data encryption, server authentication, message integrity, and optional client authentication for a TCP/IP connection. Because SSL is built into all major browsers and web servers, simply installing a digital certificate turns on their SSL capabilities.

Get In Touch Now

Start protecting your business and your customers by starting a free trial of Instant Accept and find out how we can help protect merchants from fraud. 

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